Sending a child to college is an exciting time and seeing them graduate is one of the proudest moments for a parent or grandparent. We are here to help you pay for your child's education. We offer our credit union members one of the lowest rates on private student loans.

• Cosigning your child's loan. Your better credit history will save hundreds, if not thousands, of dollars in interest expense over the life of the loan.*
• Borrowing as little as possible. Sit down with your child and plan how much is required for the current term and borrow just that amount. You can always ask us for more later – it's a simple process.
• Encouraging your child to do well in school. Yes, doing well in school will save money! We take class standing and GPA into account to determine the loan interest rate. Better Grades = Lower Rates!

* A cosigner release is available once the borrower has made 24 on-time payments of principal and interest and is able to meet certain credit criteria.

Remember, it is best to apply for a private student loan AFTER you have explored and exhausted all federal aid, grants and scholarship options.